Who we are |
Who is providing this notice? | Ability First Financial, LLC. |
What we do |
How does Ability First protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Ability First collect my personal information? | We collect your personal information, for example, when you: • Open an account or deposit money • Complete an Application • Make or change Investments • Make or change benefit options • Make or change beneficiaries. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
What happens when I limit sharing for an account, I hold jointly with someone else? | Your choices will apply to everyone on your account. Please note that employees do not necessarily own accounts or benefits provided by current or former employees, please consult the plan documents provided |
Definitions |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
Non-Affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Non-Affiliates we share with can include insurance companies, service providers, co-branded partners, retailers, data processors, and advertisers. |
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include companies such as banks and insurance companies. |
Other important information |
Telephone Communications: All telephone communications with us or our authorized agents may be monitored or recorded. Email and SMS Communication: All electronic communications are logged and may be analyzed for compliance and security purposes. Additional rights: You may have additional rights or obligations from other providers we have engaged on your behalf or have recommended to you. Please review each policy. |