Ability First Financial Is a Fiduciary
Pursuant to the Department of Labor’s Rule CFR 29 § 2510.3-21(b) we acknowledge that we are a Fiduciary (This means we disclose conflicts of interest and we place your interests ahead of ours)
It is not enough to say, “We will act in your best interest” Ability First Financial has adopted the 3ethos method for fiduciary governance.
Ability First Financial, LLC begins by diligently gathering information from plan participants, employers, plan sponsors and other affected parties gathering information to develop an understanding of the importance of each parties’ goals and preferences and the resources available to achieve them thereby developing an understanding of each party’s needs, goals, resources, risk tolerance, and preferences.
Ability First Financial, LLC prides itself in providing advisors with sufficient ability in each area of an overall plan. This provides us with the ability to work together to develop a strategy that benefits each of the responsible parties. We consider a universe of options and work together to select a strategy that both reasonable and prudent given your stated goals, risk tolerances, geographic location, personal delivery care preferences, and individual expectations.
Using a structured information gathering approach we present a plan using the experience of our varied team to present one or a series of solutions that we believe to be a logical best recommendation.
Once a solution has been selected our dedicated team of industry professionals will build a roadmap to implement the recommendations from our jointly developed strategy.
Business is ever changing, when you select a firm you expect them to provide an ongoing relationship, not simply a transaction. Ability First Financial, LLC reviews all plans and programs at least annually during enrollment periods and other times throughout the year as individually appropriate. In addition, we provide a transparent approach ensuring that you receive all statements from the carriers, custodians, and trustees of your accounts as well as the explanation of benefits and plan summary documents you may need to make decisions.
Meet the Team
Meet some of the great people on the team. Interested in Joining the team send us a message. Some of us are camera shy but we know you are just looking for the best solutions anyway.
Seth A. Rosenberg, CFP®,CLU®,LUTCF, GFS
Founder & CEO
Seth has worked with Fortune 100 insurance carriers and is the fifth generation providing insurance and financial planning solutions to businesses and individuals. He currently holds the designations of Certified Financial Planner (CFP®), Chartered Life Underwriter (CLU®), Life Underwriting and Training Council Fellow (LUTCF) from the National Association of Insurance and Financial Advisors, and a baccalaureate in Business Administration from University of Maryland University College. Additionally, He currently maintains Life, Health, Personal lines Property, and Casualty insurance licensure.
This is should be a prospective customer's number one call to action, e.g., requesting a quote or perusing your product catalog.